I love checklists. Infact I feel strange without making a checklist for possibly everything that I do. It all started when I was in college. I used to make a checklist for one week in advance. I loved completing all the tasks and then ticking off the numbers in the list. This gives me extreme satisfaction.

My wife says this is also a kind of obsession but then she always has defined all my good habits as obsession or addiction. We can’t really depend on her viewpoint completely.

Every month I make a checklist of all the household items I have to buy, all the pending work at home that I have to complete. This gives me an idea as to how and when I should complete it. I pride myself on being methodical and too the point. It is another matter that nobody at my home appreciates it.

This is one of the reasons why I have always been able to manage the budget at home. With two growing up children, that is most important. Me and wife discuss and finalize things together. We save and invest twenty percent of our earnings every month. This is a rule that we have been following ever since we got married.

Yes- with day, the demands and needs are increasing but somehow we manage. We have also inculcated this in our children. They must value money and learn how to use and save it well. I don’t like over splurging or over saving- both are a waste of energy. I am a strong believer in balancing out things.

Till now- we have sailed very well. But I know with increasing years, we will have to manage in a better way. Let’s see what will happen.

Let me take your leave now. Please take care. Bye

The ‘common man’ checked and cross checked the calculation of all bills. Yes- everything was in order. Everything was under control. The common man said a heartfelt thanks to God for his kindness and went to sleep.